it’s all about you

You may be just two or three years off retirement and have some exciting plans for what you want to do with your life once you leave work. But is your financial planning all on track? It’s at this time of life that big decisions need to be made and where many people need a bit of help and guidance.

You’ve retired! Now, you can finally go off on that cruise round the world, spend more time with the grandchildren, potter about in the garden and do whatever you’ve been dreaming of.

This is often known as the ‘accumulation’ phase. You are likely to still be earning so you will want to be making the most of your income and generating wealth. You will be keen to do this by investing wisely and making the most of any tax allowances, through pension contributions or ISAs.

As a business owner, you will no doubt lead a very busy life so our aim is to take away some of the hassle by helping you manage your money.

Here's what our clients say

Susan is a highly successful and busy legal professional who knows the meaning of service. As a partner and  head of Corporate at Furley Page Susan takes pride in ensuring that she and her team work collaboratively with clients to achieve their objectives. Straight-talking, nice to deal with and being clear on costs sets Susan and her team apart.

"Mike was a pleasure to work with. He is very solution driven when working for his clients and tries to find them a product that suits their needs. I would have no hesitation in recommending his services."

Susan Jennings
Partner & Head of Corporate at Furley Page

Abacus Advice has been fortunate to have Ray Beard as legal counsel for many years, so it’s especially gratifying  that when Ray retired he chose Abacus Advice.

"Mike Hardy and I got to know each other through my work as a solicitor and over the years, I’ve come to respect his dedication and professionalism. To say that his advice has been life-changing is no exaggeration. As a result of his in-depth knowledge of the complexities of current pension arrangements, I’ve been able to switch from full-time to part-time practice ahead of the state retirement age. I now have the time to pursue my many other ambitions. I can genuinely recommend Mike’s clear, considered guidance, without reservation."

Ray Beard
Retired

Wendy has a demanding roll at Speedy Plc, the market leader in Tools, Plant and Services solutions. It's a demanding role within a competitive environment. When she's not working, Wendy runs marathons, and enjoys foreign travel with her family. Somehow, she's found time to study for an MBA in Marketing. Her time is precious so Wendy decided to delegate the stewardship of her finances, and approached Abacus.

"Abacus Advice was recommended to me by a friend and I have never looked back. They have provided me with excellent advice and services on many occasions over a long period of time, and I have no hesitation in recommending them."

Wendy Bates MSc and Chartered MCIPD
Speedy PLC

John has been professional photographer since he left school. He has worked in the newspaper, television, motorsport, aviation and PR industries. He has been lucky to combine most of his hobbies with his work and can found messing around with motorbikes,vintage aircraft and steam trains most weekends.

"Mike and his team have given me invaluable help in maximising my pension. Mike is always available to give me advice when I need it. I cannot recommend Abacus highly enough. "

John Goodman

Peter Shaw is the Former Senior Manager at BNY Mellon.

 "I was recommended Abacus when I was looking for someone whom could help me plan for early retirement making best use of my pensions as well as other monies received in a way that would be tax efficient. Mike has always been very friendly and professional, he listens and finds good solutions. If anything I should have contacted Mike many years ago. I am in a fortunate position where because of redundancy and with Mikes help I have been able to take early retirement and am now living the life I thought I would never be able to. My thanks to Mike for his assistance in achieving this."

Peter Shaw
BNY Mellon

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